XRP whales have accumulated $730M worth of tokens, igniting speculation about a major price shift. Will XRP surge past $3 or break below $2.50? Expert insights, technical analysis, and whale tracking data inside.
By Praveen Rao | February 22, 2025 | MoneyOye.com
Key Takeaways:
- XRP whales accumulated 270 million tokens worth $730 million, fueling speculation of a major price move.
- XRP price is hovering around $2.66, with resistance at $2.95 and $3.40, while $2.50 serves as a key support level.
- Santiment data shows whale addresses with 10M–100M XRP increasing holdings, signaling long-term bullish sentiment.
- Social media is divided—some experts forecast a surge to $3+, while others warn of a possible retrace below $2.50.
XRP Whale Accumulation: Bullish Catalyst or Trap?
Whale movements in the XRP market have sparked intense debate. According to Santiment data, large holders accumulated 270 million XRP—worth approximately $730 million—over the past week. This pattern has historically preceded significant price swings.
Expert Opinions:
- @CryptoForniaX: “This is the most bullish accumulation pattern I’ve seen since 2017. XRP to $3+ soon!”
- @InvestingHaven: “Momentum is fading. Without sustained volume, this could be a whale trap.”
- @Gdudocq: “430M XRP moved recently—some to exchanges. Are they preparing to cash out?”
Historical Trends:
- 2017 Bull Run: Whale accumulation drove XRP’s all-time high of $3.84.
- 2018 Crash: After hitting ATH, whales dumped holdings, plummeting XRP to $0.30.
- 2021 Mini-Rally: Similar whale buying sprees preceded XRP’s run to $1.96 before profit-taking pulled prices back.
💡 Key Question: Are whales positioning for a breakout to $3+, or is this another classic pump-and-dump setup?
$2.50 vs. $3: Where Is XRP Headed?
As of today, XRP is trading at $2.66, with $2.70 acting as immediate support. Two scenarios dominate trader focus:
Bullish Outlook
- A break above $2.95 resistance could drive XRP to $3.40, a level last tested in 2018.
- The Relative Strength Index (RSI) at 52 shows room for growth before overbought conditions (above 70).
- The Moving Average Convergence Divergence (MACD) hints at a bullish shift, reflecting rising momentum.
Expert Predictions:
- @XFRofWealth: “The chart shows a breakout pattern—$3.40 is within reach.”
- @TheCryptoLark: “A tight pennant suggests upside if trading volume increases.”
Bearish Outlook
- If $2.50 support fails, XRP may decline to $2.33 or lower.
- Declining volume raises concerns about the rally’s strength.
- Bitcoin’s struggle below $98,000 could pressure altcoins like XRP.
Bearish Warnings:
- @Nurulk69: “A drop below $2.70 risks a slide to $2.33.”
- @InvestingHaven: “Hype outweighs buying power—watch for a false breakout.”
📌 Join over 5,000 traders in our XRP Price Poll—predict $3 or $2 at MoneyOyeHQ
Market Context: Ripple’s Role and Beyond
XRP’s price isn’t just about whales. Ripple’s recent moves—like its Unicâmbio partnership for cross-border payments and the RLUSD stablecoin ($72M market cap)—bolster its utility. Broader market trends matter too: Bitcoin’s $98K ceiling and Ethereum’s $3K wobble could sway altcoin sentiment. If major cryptocurrencies rally, XRP may ride the wave—otherwise, caution is warranted.
ETF Speculation: A Game-Changer?
Rumors of an XRP ETF approval under a crypto-friendly U.S. administration have analysts optimistic. An ETF could attract institutional funds, potentially lifting XRP past $5—echoing Bitcoin’s ETF-driven gains. However, regulatory delays and Bitcoin’s current stagnation temper expectations. For a deeper dive,
Whale Crash Risk: Staying Prepared
Whale activity often signals volatility. MoneyOye’s Whale Crash Index monitors transactions to identify sell-off risks:
- Red Flags: Funds moving to exchanges, price jumps without volume, or quiet on-chain activity amid hype.
- Historical Lesson: The 2018 crash followed whale exits—could it repeat?
Final Outlook: $3 Breakout or $2 Decline?
The $730M whale accumulation places XRP at a critical juncture. Holding $2.50 could pave the way for a $3+ rally—breaking $2.95 is the key trigger. But if $2.50 gives way, $2.33—or even $2—becomes a real possibility. Timing matters: whale moves are unfolding now.
Action Steps for Investors: ✅ Monitor: $2.50 support and $2.95 resistance. ✅ Analyze: Whale transactions and market volume. ✅ Engage: Share your $3 or $2 prediction in our XRP Poll at MoneyOyeHQ
XRP Price FAQs
🔹 What are XRP’s key levels? 👉 Support: $2.50 | Resistance: $2.95, $3.40
🔹 Did whales buy or sell this week? 👉 Whales accumulated 270M XRP (~$730M); some moved to exchanges.
🔹 Could XRP drop below $2? 👉 Yes—if $2.50 fails, $2.33 and $2 are next.
🔹 When might XRP hit $3? 👉 A $2.95 breakout with volume could push it there soon.
Stay Informed with MoneyOye
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Related Articles & Internal Links
🔗 XRP’s Historic Breakouts: Is 2025 Next?
🔗 Ripple’s ETF Potential: How High Can XRP Go?
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About the Author:
Praveen Rao – Finance & Crypto Analyst Praveen Rao is a seasoned financial analyst specializing in macro trends, equities, and digital assets. As a lead contributor at MoneyOye, he delivers expert insights into crypto markets, regulatory shifts, and investment strategies.
📌 Follow Praveen on Twitter: @BlockRao
